Side Quest Central

Easy money isn't a myth. It's just unaccounted for.

Real stories of people who turned a side quest into income — and the numbers Andrew Pham, CPA used to tell them what they could actually spend. Upvote what's useful, and add what worked for you in the comments.

Stories are shared with permission and details are changed where needed. Nothing here is tax advice for your situation.

Topics

2 of 4 side quests

  • 0
    August 28, 20266 min read0

    From Facebook favors to a 12-person cleaning crew

    Isabel was born a tidier. Her rule — it is easier to keep things clean than to actually clean them — turned friends-and-family favors on Facebook into a crew of twelve servicing short-term rentals. Here is the financial model behind it.

    Structure
    Owner-operator with a payroll crew
    Startup cost
    Low to start — supplies, insurance, transport
    Tax lift
    Payroll filings, quarterly estimates, vehicle and equipment depreciation
    Biggest lever
    Knowing which costs scale with each new hire
    Read the quest
  • 1
    July 14, 20266 min read0

    From summer weekends to full time: Brian's tennis coaching business

    Brian played tennis in high school and college and built a network of athletes at every age. What started as summer weekend lessons turned into full-time work — and the accounting had to grow up with it.

    Structure
    Sole proprietor, Schedule C
    Seasonality
    Heavy summer, thinner winter — plan across the year
    Tax lift
    Self-employment tax, quarterly estimates, court and travel costs
    Transition risk
    Losing employer benefits and withholding at once
    Read the quest

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